Category Archives: Personal Injury Settlement

Personal Injury Calculator: Questions to Calculate your Car Accident Claim


It is best to use personal injury calculator to evaluate the worth of your car accident claim. Here listing some questions that you have to ask in order to calculate the value of your auto insurance settlement.

How could a personal injury calculator conclude car accident claim?

One of the main and basic formulae to find out the value is medical expenses x pain multiplier + loss of income. The value of pain multiplier will usually remain from 1.5 to 5. It will be decided according to the severity of the car accident injuries. If the injury is serious, then you have to use a large number as value.

For instance, if the person is resulted with a sprained neck kind of minor injuries, then there are chances to use a low multiplier. It could be between 1.5 and 3. If the injury is painful and serious, then a higher multiplier will be taken. Example: Broken leg. It will be between 3.5 and 5. The range will increase if the person is suffering from long term and serious injuries. It will remain between 3 and 5.

personal injury 2The medical expense is the most important thing that you have to add in the claims procedure. It includes the cost of the treatment, hospital visits, pain medication, ambulance ride, etc.

Loss of income is the next thing you need to include in the insurance settlement. It will indicate the amount you lost because of your injuries. In some cases, the injuries will make you stay at home without going to work. The salary will be cut off because of the non-working situation. You have to include the number of days you have missed and day rates in the sheet.

When to use the personal injury calculator?
It is best to use after your medical treatment. When you file the claim, you have to diagnose and examine your injuries thoroughly. This way, you can give an accurate estimate and claim the right amount as medical expenses from the party. You should know what you have to include and what you should not include in the final settlement. Though the personal injury calculator does not give accurate value, it will help in getting a rough estimate.

Why it is Necessary to Contact a Personal Injury Lawyer?

personal lawyer accident

If you have seen comedies or serials on the television, you would have noticed someone faking an injury to get the money. The person will try to make more wounds and take crutches to the court to prove the injury. Though it is a comedy show, it has become a trend for numerous people to behave in the same manner. They will try to get money from others by an easy way. But, do not think that everyone is same and act the same manner.

Some people will be injured really, and they will file a case to claim compensation. There are several legitimate reasons and cases where the person should receive compensation for their injuries.

If a person has caused a fault, and it has resulted in an accident, then there is no reason to decline the payment. You may wonder why you have to pay the person. Well, it is for their medical expenses, doctor’s visit, office compensation, and other expenses. If the person does not pay or unwilling to pay, then you have rights to approach an attorney for assistance.

accident 2The professional attorneys have knowledge and experience to deal such legal cases. They know how to take actions and get the compensation. If you are going to handle the case on your own, then there are very fewer chances to get the reimbursement. Moreover, you can make some expensive mistakes at the end.

People who do not have knowledge in legal field should rely on personal attorney lawyer. They will appear and try to win the case with your evidence. As a victim, you have to explain how the defendant has affected you and accountable for the accident. The personal injury lawyer will prove the case in a better way than you do. They will get compensation for all your damages. They will deal the case as their own issue.